Choosing the right bike insurance plan in Malaysia involves analyzing many elements, together with protection choices, rates, customer support, and additional Added benefits provided by different insurers. This information compares a few of Malaysia's major motorbike insurance suppliers that can assist you make an informed final decision that meets your Driving wants and budget.
one. Allianz Malaysia Berhad
Coverage Choices: Allianz Malaysia offers in depth coverage solutions customized to protect both equally riders and their bikes. Their guidelines ordinarily contain:
3rd-Get together Liability: Addresses damages and injuries induced to others in a mishap.
Personal Problems: Covers repair service or substitute expenditures for the bike as a result of incidents, fire, or theft.
Particular Accident: Delivers compensation for bodily harm or death ensuing from an accident.
Added Benefits: Roadside guidance, healthcare charges, and much more.
Rates and Discounts: Allianz Malaysia supplies aggressive premiums with prospects for reductions based upon safe Using documents, several insurance policies, and membership affiliations.
Customer Service: Recognized for efficient statements processing and fantastic consumer assist.
two. AXA Affin Basic Insurance plan Berhad
Coverage Possibilities: AXA Affin features flexible bike insurance coverage options with comprehensive coverage, which includes:
3rd-Party Liability: Covers authorized liabilities for bodily harm or property damage to Other folks.
Own Harm: Addresses maintenance expenses on your bike in accidents, theft, or normal disasters.
Own Accident: Gives protection for accidental death or bodily injuries.
Rates and Bargains: AXA Affin offers competitive rates and discounts for Secure riders, motorbike insurance loyalty packages, and bundling insurance policies.
Customer Service: Trustworthy customer support which has a user-pleasant statements course of action and 24/7 assistance.
three. Etiqa Coverage Berhad
Coverage Alternatives: Etiqa presents bike insurance programs intended to guard riders comprehensively, including:
Third-Get together Legal responsibility: Protection for lawful liabilities arising from accidents.
Personal Injury: Defense versus maintenance or replacement fees on your bike.
Personal Accident: Coverage for accidents or Demise ensuing from incidents.
Additional Advantages: Roadside guidance, professional medical expenditures, and lack of extras.
Premiums and Savings: Etiqa delivers aggressive rates with discounts for Secure riders, multi-coverage holders, and a lot more.
Customer support: Noted for responsive customer care and economical promises handling.
4. Liberty Insurance coverage Berhad
Coverage Alternatives: Liberty Insurance policies gives motorcycle insurance ideas with A variety of coverage possibilities, like:
3rd-Occasion Legal responsibility: Protection for lawful liabilities ensuing from incidents.
Own Hurt: Handles repair costs for the motorcycle resulting from mishaps or theft.
Personalized Incident: Supplies payment for bodily harm or Demise ensuing from mishaps.
Rates and Discount rates: Aggressive premiums with special discounts readily available for Protected riders, coverage renewals, and loyalty packages.
Customer support: Liberty Insurance plan is identified for exceptional customer support and prompt statements settlement.
5. Zurich Basic Insurance policy Malaysia Berhad
Coverage Solutions: Zurich Malaysia provides comprehensive motorcycle insurance plans with the subsequent protection solutions:
Third-Party Legal responsibility: Covers authorized liabilities for bodily damage or home damage to Many others.
Have Problems: Addresses mend or substitute fees for the motorcycle due to incidents, theft, or fireplace.
Particular Accident: Gives coverage for accidental death or bodily personal injury.
Rates and Discount rates: Competitive premiums with reductions for Risk-free riders, multi-plan holders, and marketing presents.
Customer support: Zurich Malaysia delivers trustworthy customer service with a straightforward promises course of action and 24/seven help.